Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.

There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.

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Kathy Barth
Texas Home Group Realtors
20920 Kuykendahl Rd. Ste E
Spring, Texas 77379
Office: 281-350-8000
Cell: 936-537-4450
Fax: 936-597-4552
Email: Kathy@KathyBarth.com
KathyBarth@consolidated.net

I am committed to bringing you the best results possible to fit your real estate needs. My vast array of experiences, including world travel, entrepreneurial ventures and experience as a licensed Realtor® in this industry helps you, the buyer or seller, achieve results and avoid pitfalls that can happen so easily in transactions. I can make the process a little easier for you in every way. Your first step is choosing the right Realtor and I am that Realtor. I enjoy building personal relationships which last a lifetime. I serve the Lake Conroe and Montgomery areas. TEXAS HOME GROUP,Realtors® are the best safety net you can have when purchasing or selling a property or home. I strive to get you Top dollar when selling your home, and I work hard to find the right home for the buyer. I firmly believe in advanced education due to the faster paced and more complex process of home buying and selling today. This is evident thru my designation of ABR (Accredited Buyers Representative) and CRS (Certified Residential Specialist).Nobody in the world sells more real estate than TEXAS HOME GROUP,Realtors. My core constituency is all about families and I will help you find your dream home.

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